first time home buyers
While few agents are in the business of talking people out of buying a house, some buyers are not ready to buy a house. Oh, a buyer might think she is ready but down deep she is not. For starters, if you do not have a preapproval letter, you might not be ready to buy a house. This is assuming, of course, you are obtaining financing and not paying cash. Or, perhaps your benefactor is buying the house on your behalf, in which case, no preapproval required.
Another way to tell that you are not ready to buy a house is if you find major flaws in every house you look at with your agent. Enough serious drawbacks to know that none of the houses you viewed for the past couple of weeks fit what you desire. In that event, you should reassess with your agent your priorities. Are you looking for a unicorn house? That could be a sign that you need to design and build your own house.
When will mortgage interest rates go down, the caller asked yesterday. Sure, he’s just doing construction across the street or maybe he lives in the neighborhood. Not really a buyer, he says. After a much longer discussion, turns out the caller is actually a vet with a VA eligibility. What he really wanted to know was is it a good time to buy a home?
But like so many other first-time home buyers today, he asked the question of when will mortgage interest rates go down. As though that is some kind of secret measurement of the gateway to homeownership.
This Rosemont home in Sacramento is much more than a heavenly vision in white. It is spotless. Truly. It was pretty much impossible to find a crack in the walls or a stain on the floor or even a fingerprint smudge in a doorway. When we say this is turnkey and ready to move into, we mean it. Absolutely no work is required, no cleaning service is needed. The paint on the walls is almost as pristine as the day it was painted, except for maybe a small nail hole here and there. If brilliant white is your favorite color, then you’re in a for a treat.
The seller of this Del Paso Manor home has lived there for 22 years. This is a 1950 Lusk home, and you can see the small detailing that builders no longer do. Things like an angled corner in the hallway to make it easier to navigate mattresses around the corner, and slightly angled walls near the entrances to the bedrooms.
There is great pride of ownership evident. This is not a flipper. When a person loves his Del Paso Manor home, it shows. Sellers like this tend to take impeccable care and stick to maintenance schedules like clockwork.
I have to be careful when I am facetious. My humor leans toward dry. Because my general nature tends to present itself as a nice person, sometimes people don’t realize when I am insulting them. I suppose that could be interpreted as a good thing. I could say I feel sorry for an agent, and another would think I truly felt empathy — when what I meant was I’m sorry the agent is such an idiot. In that event, the other side of the street is a better place for that agent to walk upon than to chance an encounter with me.