On the Fence About Buying a Home in Sacramento?

If you’re on the fence about buying a home in Sacramento, this blog is for you. How often have you said to yourself, I would like to do this other enormously fun and hugely rewarding thing, but I have to work or perform some other pure drudgery I don’t really want to do, so I’ll have to pass? Yeah, I’ll have to do the responsible thing. Make the adult choice. And then later you regret it? I once passed on a trip to London with my mother because I spent the money I would have used for the trip on fixing my car, a 1965 Mustang. I should have gone to London, even if it meant borrowing the money.

When faced with choices of do or don’t, this is where analyzing risk comes in. You’ve got to ponder what would happen if you did it anyway and whether you could live with the possible downside of those results. I’m not saying you should do something stupid like run out into the freeway at rush hour because the likelihood is you would get killed. But what if when faced with an unusual decision, you did something nice for yourself or someone else instead, something that was out of the ordinary for you?

People spend so much time trying to plan for the future. As though we have all the time in the world and nobody can take that time away from us when everything can change overnight with the snap of a finger. We’re so busy with our noses stuck in our cellphones that we don’t see the here and now. We can’t be here and now if we’re elsewhere. The future most likely will come regardless of our plans, but the here and now will be gone tomorrow.

Why not give yourself permission to enjoy something different or just be happy? There is innocence in happiness, and as we grow older sometimes we forget about that innocence, but it’s still there. We tell ourselves that we’ll be buying a home in Sacramento when we have secure jobs (ha, ha) and have socked away a big down payment, but that day might never come. Emergencies pop up, stuff happens, things change. Life gets in the way. Before you know it, you’re in your 40s and have never owned a home. You get into your 50s and your bucket list gets longer and longer.

If you want to take tomorrow off work and head for the beach, just go, follow your heart. If you’re thinking about buying a home in Sacramento, talk to a mortgage broker and find out what you need to do to clean up your credit report or apply for down payment assistance. Think how you’ll look back at your situation 5 years from now. Try a different perspective. For guidance, call a Sacramento real estate agent like Elizabeth Weintraub, 916.233.6759.