Home Buying and Selling in Sacramento
The NACA program all sounded too good to be true. And you know what that means. NACA is a HUD-approved company that makes loans to marginal buyers with bad credit or no credit. There are no income requirements, either. Not only that, but no down payment and no closing costs. Now, the NACA program bills itself as the answer to predatory lending for people who otherwise would get suckered into hard-money loans. Or discriminated against. At least that’s the way I read it.
You can see my ranking below in the hierarchy of preferable purchase offers. I rank NACA right below robbing a bank. But then, I’m a listing agent specialist. My team works with buyers. I do not. I represent sellers. So, of course, I see it differently.
Little is more irritating than Sacramento listing agents who will not call you back. Well, it’s most likely irritating enough that so many do not even answer their phone in the first place. I am not in a position where I talk to a lot of listing agent because I mostly chat with buyer’s agents. Being a listing agent myself. And I always try to answer my phone. Not only do I answer my phone, but I do in a cheerful manner.
Even if I’m feeling, “what the hell do you want from me?” like busy days can do to a person, I make myself be happy to talk. Because whatever might be going on with me is not my caller’s fault. My caller needs some kind of help. Either to sell a house or more information on a listing. It’s generally all good. For spammers, there is the End Call button and block caller function. No need to get upset.
Unbelievably, it’s taken more than a year for a Sacramento seller to say please do not sell my house to a Trump supporter. I’m writing this blog way in advance of my listing so you won’t know who it is since I list many homes in Sacramento. I consistently protect my seller’s identity and respect fiduciary. This is only surprising to me to the extent that it hasn’t come up before now.
I’ve had sellers allude to it but none came right out and said so. For example, a seller in Carmichael last year admitted that he specifically chose me as his listing agent over a Republican in his neighborhood who supported Trump. He also Googled the buyer to determine whether the buyer was a good fit, politically. Hey, I understand. Completely. If you oppose the evilness of Trump, you do not want to sell to a buyer who approves of the disgusting behavior unapologetically displayed by our President.
January has barely left us, and the snapshot of the Sacramento housing market for January 2018 mirrors pretty much what I have been experiencing. Some of you know, of course, that I spent the months of December and January working from my house in Hawaii. Not on Hawaii real estate as some incorrectly assume. I am not licensed to sell real estate in Hawaii. No, no, no, I am a Sacramento Realtor, and I work on Sacramento real estate from our vacation house.
I do such a bang-up job of it that I placed as the #1 Agent at Lyon Real Estate for January, and I wasn’t even in town. To put this into perspective, we have around 1,000 agents at Lyon.
Every so often, I get an agent complaining that I am guilty of presenting a Sacramento home in the best positive light. They want to know about all the drawbacks and icky things about it. Some of them can’t even see the forest for the trees. They automatically call a house a dog or otherwise trash it because they feel it doesn’t measure up to their incredibly picky standards. Some say their buyers feel duped because I said the home was beautiful and the agent doesn’t think it’s beautiful.